Why is the insurance industry so resistant to covering the Affordable Care Act?
POLITICO article POLITICO story What’s the insurance market like in the United States?
| POLITICO story Premiums are rising at a time when a growing number of Americans are turning to private insurance to make ends meet.
| POLITICO report The Affordable Care and its insurance expansion is proving to be an enduring success story for the health care industry, which has benefited from an explosion in demand for health insurance and the Affordable Health Care Act.
But the industry is also having a tough time convincing consumers that they can afford to buy their health insurance on the individual market.
The latest data from the Kaiser Family Foundation show that more than half of the country’s uninsured have chosen to buy coverage through an exchange, which means they’re able to buy plans from private insurers that have policies that cover more people than are covered by their employer’s plan.
But even though nearly all Americans will be able to purchase insurance on an exchange starting Jan. 1, the law is not set up to accommodate everyone who wants to purchase coverage.
The law mandates that all Americans buy insurance on a health insurance exchange, but the individual marketplace is not designed to cover everyone who needs to be covered.
The federal government, the states and the industry have all worked to ensure that individuals are able to access affordable health insurance through the federal exchanges, which are the most popular and reliable way to buy health insurance.
But consumers still have to navigate the confusing and confusing process of choosing between plans on the exchanges.
The Affordable Health Act does not cover individuals who are pregnant or have children who are under age 19.
For this reason, the health insurance industry has been working hard to expand the pool of affordable plans available on the federal exchange.
As of Jan. 31, the average individual premium on the exchange was $4,534, according to the Kaiser Foundation.
But that number has increased slightly since then.
The average premiums for a family of four are $10,903, the foundation found.
While it’s unclear whether the average premiums will rise much further this year, the increase in average premiums is enough to create a noticeable gap between the average premium for the most recent three months of 2018 and the average of the last four months.
The gap is also expected to grow even further this summer, the Kaiser study found.
The Kaiser report also shows that about half of all Americans have at least one person who is covered under a family plan.
In the past, the vast majority of individuals who had coverage through their employer had their coverage expanded through the individual markets.
But as of Dec. 31 there were 1.6 million people who had employer-sponsored insurance and 765,000 who had their own coverage.
That leaves more than 1.3 million people in the U.S. without health insurance coverage.
At least half of those people have a family member who is enrolled in an employer-based health plan.
Some employers have offered a way for workers to enroll in a health plan through an employer’s exchange.
But those plans are not available to everyone, as the law prohibits the employer from offering insurance to employees who are not eligible.
That’s why the Kaiser report found that only 37 percent of Americans were able to enroll through an employee’s employer-owned health plan, even though about 50 percent of the U